
Secure YourFinancial Future
Expert pension administration and retirement planning solutions for all Ghanaians.
Our Pension Schemes
Comprehensive pension schemes Ghana designed for individuals and organizations. Leading pension providers Accra offering tailored retirement planning solutions across Ghana.
Master Trust
A multi-employer pension scheme designed for organizations looking for a comprehensive retirement solution.
- •Superior investment returns on pension contributions.
- •Assignment of Tier 2 to secure a primary residential facility.
- •Discounts granted on insurance cover with Best Assurance.
Personal Pension
Individual pension plans for self-employed professionals and those seeking additional retirement security.
- •Open to Both Formal and Informal Sectors
- •Tax Reliefs & Exemptions
- •Flexible Contributions
- •Enhanced Retirement Benefits
Provident Fund
A savings scheme where both employers and employees contribute to build a retirement fund.
- •Designed for Formal Sector Workers
- •Tax Reliefs & Exemptions
- •Regulated by NPRA
- •Tax Reliefs & Exemptions
Employer Sponsored
Customized pension schemes designed specifically for your organization's unique needs.
- •Full Ownership by Employers
- •Corporate Trustee Advantage
- •Customizable Fee Structure
- •Trustee Services for Tier 2 & Tier 3 Schemes

Best Pension Plans in Ghana - Retirement Planning Made Simple
As Ghana's leading pension fund management company, Standard Pensions Trust provides comprehensive retirement planning Accra services, expert financial planning services Ghana, and innovative tools to help you secure your financial future with the best pension plans in Ghana.
How to Calculate Pension in Ghana
Plan your retirement in Ghana with our interactive pension calculator tool that helps you understand pension benefits Ghana and provides realistic retirement savings projections.
Investment Planning in Ghana
Diverse pension fund investment options Ghana tailored to your risk profile and retirement timeline. Expert wealth management Ghana services for optimal retirement wealth building.
Ghana Pension Fund Performance
Transparent reporting and real-time access to your pension fund management Ghana performance with comprehensive investment tracking.
Self-Service Portal
24/7 access to your pension information through our secure member portal.
Ready to Start Planning for Retirement in Ghana?
Join thousands of Ghanaians who trust Standard Pensions Trust for their retirement planning. Discover the best pension plans for Ghanaians and secure your retirement future in Ghana.
What Our Clients Say
Hear from businesses and individuals who have transformed their retirement planning with Standard Pensions Trust.
Our Blog
Discover insights, news, and updates from our team.
Tailored to meet your pension needs
We believe everyone deserves a retirement plan as unique as they are. Let us customize a solution for you.
Your Retirement Plan
Take control of your financial future. Our structured approach helps you build the cushion you need for a comfortable and secure retirement.
Start Your Retirement Journey
WHY CHOOSE US
Why Standard Pensions Trust is The Right Choice for You
Control Systems
We have in place rigorous internal control systems as we recognize this as vital for our survival in the fiduciary services business
Good Investments
Our investment team has extensive experience and analytical methodologies to actively identify and exploit investment opportunities as they arise.
IT Platform
We have a top-of-the-range IT platform to improve the efficiency with which we deliver our services, with the use of Web and Mobile Technology as well as USSD.
Client Involvement
At Standard Pensions Trust Limited, putting the client at the heart of everything we do is not just a statement—it's our practice and promise. As a licensed corporate trustee under NPRA, we go beyond standard stewardship to engage with you through a truly customer-centered approach.
We invest time to learn your unique financial goals and retirement aspirations—whether you're an employer designing a Tier 2 or Tier 3 scheme, or an individual planning your personal pension. This enables us to craft solutions that genuinely reflect your priorities.
We believe in building lasting relationships through transparency, dedication, and personalized service that puts your financial goals at the center of everything we do.
OUR PARTNERS
Trusted by Leading Corporate Partners
We collaborate with industry leaders to provide comprehensive pension solutions and enhance value for our members.









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